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Buy-to-Let products - UK residents /entities

Product Name	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Min/Max Finance Amount	Application Fee	Early Payment Charge	More Info & Apply
Individual & Corporate Structure BTL Finance Rates
Product Name Fixed for 2 years (BFU368)	Initial Rental Rate 3.64%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Min/Max Finance Amount £100k to £500k	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £154,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU376)	Initial Rental Rate 3.44%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Min/Max Finance Amount £500k to £5m	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £770,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU369)	Initial Rental Rate 3.84%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 80%	Min/Max Finance Amount £100k to £500k	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Purchase 80% Refinance 80% Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU377)	Initial Rental Rate 3.64%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 80%	Min/Max Finance Amount £500k to £5m	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 80% Refinance 80% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £625,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU370)	Initial Rental Rate 3.90%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Min/Max Finance Amount £100k to £500k	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £154,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU378)	Initial Rental Rate 3.70%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Min/Max Finance Amount £500k to £5m	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £770,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU371)	Initial Rental Rate 4.10%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 80%	Min/Max Finance Amount £100k to £500k	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Purchase 80% Refinance 80% Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU379)	Initial Rental Rate 3.90%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 80%	Min/Max Finance Amount £500k to £5m	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 80% Refinance 80% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £625,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Individual & Corporate Structure HMOs and MUFBs Finance Rates
Product Name Fixed for 2 years (BFU372)	Initial Rental Rate 4.04%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Min/Max Finance Amount £100k to £500k	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £154,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU380)	Initial Rental Rate 3.84%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Min/Max Finance Amount £500k to £5m	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £770,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU373)	Initial Rental Rate 4.30%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 75%	Min/Max Finance Amount £100k to £500k	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Purchase 75% Refinance 75% Please note the minimum property value required is £134,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFU381)	Initial Rental Rate 4.10%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 75%	Min/Max Finance Amount £500k to £5m	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 75% Refinance 75% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £670,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU374)	Initial Rental Rate 4.44%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Min/Max Finance Amount £100k to £500k	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £154,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU382)	Initial Rental Rate 4.24%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Min/Max Finance Amount £500k to £5m	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £770,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU375)	Initial Rental Rate 4.54%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 75%	Min/Max Finance Amount £100k to £500k	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Purchase 75% Refinance 75% Please note the minimum property value required is £134,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU383)	Initial Rental Rate 4.34%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 75%	Min/Max Finance Amount £500k to £5m	Application Fee 1% (Min. £999)	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 75% Refinance 75% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £670,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

Buy-to-Let products - UK Expats

Product Name	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Min/Max Finance Amount	Application Fee	Early Payment Charge	More Info & Apply
Individual & Corporate Structure BTL Finance Rates
Product Name Fixed for 2 years (BFE384)	Initial Rental Rate 3.84%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Min/Max Finance Amount £100k to £500k	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £154,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFE392)	Initial Rental Rate 3.64%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Min/Max Finance Amount £500k to £5m	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £770,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFE385)	Initial Rental Rate 4.14%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 80%	Min/Max Finance Amount £100k to £500k	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Purchase 80% Refinance 80% Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFE393)	Initial Rental Rate 3.94%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 80%	Min/Max Finance Amount £500k to £5m	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 80% Refinance 80% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £625,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE386)	Initial Rental Rate 4.14%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Min/Max Finance Amount £100k to £500k	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £154,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE394)	Initial Rental Rate 3.94%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Min/Max Finance Amount £500k to £5m	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £770,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE387)	Initial Rental Rate 4.34%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 80%	Min/Max Finance Amount £100k to £500k	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Purchase 80% Refinance 80% Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE395)	Initial Rental Rate 4.14%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 80%	Min/Max Finance Amount £500k to £5m	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 80% Refinance 80% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £625,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Individual & Corporate Structure HMOs and MUFBs Finance Rates
Product Name Fixed for 2 years (BFE388)	Initial Rental Rate 4.34%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Min/Max Finance Amount £100k to £500k	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £154,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFE396)	Initial Rental Rate 4.14%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Min/Max Finance Amount £500k to £5m	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £770,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFE389)	Initial Rental Rate 4.54%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 75%	Min/Max Finance Amount £100k to £500k	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Purchase 75% Refinance 75% Please note the minimum property value required is £134,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFE397)	Initial Rental Rate 4.34%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 75%	Min/Max Finance Amount £500k to £5m	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 75% Refinance 75% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £670,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE390)	Initial Rental Rate 4.64%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Min/Max Finance Amount £100k to £500k	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £154,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE398)	Initial Rental Rate 4.44%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Min/Max Finance Amount £500k to £5m	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £770,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE391)	Initial Rental Rate 4.84%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 75%	Min/Max Finance Amount £100k to £500k	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Purchase 75% Refinance 75% Please note the minimum property value required is £134,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE399)	Initial Rental Rate 4.64%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 75%	Min/Max Finance Amount £500k to £5m	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 75% Refinance 75% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £670,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

Buy-to-Let products – International residents /entities

Product Name	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Min/Max Finance Amount	Application Fee	Early Payment Charge	More Info & Apply
Individual & Corporate Structure BTL Finance Rates
Product Name Fixed for 2 years (BFN416)	Initial Rental Rate 4.09%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Min/Max Finance Amount £100k to £500k	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £154,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFN420)	Initial Rental Rate 3.89%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Min/Max Finance Amount £500k to £5m	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £770,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFN417)	Initial Rental Rate 4.29%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 80%	Min/Max Finance Amount £100k to £500k	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Purchase 80% Refinance 80% Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 2 years (BFN421)	Initial Rental Rate 4.09%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 80%	Min/Max Finance Amount £500k to £5m	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 80% Refinance 80% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £625,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN418)	Initial Rental Rate 4.29%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Min/Max Finance Amount £100k to £500k	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £154,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN422)	Initial Rental Rate 4.09%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 65%	Min/Max Finance Amount £500k to £5m	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 65% Refinance 65% Please note the minimum property value required is £770,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN419)	Initial Rental Rate 4.49%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 80%	Min/Max Finance Amount £100k to £500k	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV) Purchase 80% Refinance 80% Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN423)	Initial Rental Rate 4.29%	Follow-on Rental Rate Standard Variable Rate (SVR) +1%	Maximum Finance to Value 80%	Min/Max Finance Amount £500k to £5m	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £500,000 Maximum finance amount £5m Maximum Finance to Value (FTV) Purchase 80% Refinance 80% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £625,000 and it must be located in England or Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 25 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Standard Variable Rate Our Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental Rate This Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. Apply This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

These products fall outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs.

YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

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Buy-to-Let products - UK residents /entities

Fees

Finance Amount

Maximum Finance to Value (FTV)

Finance Terms

Early Payment Charge

Incentives

Age Restrictions

Rental Top-up Facility

Overpayments

Standard Variable Rate

Follow-on Rental Rate

Tariff of Charges

Affordability

Find out More or Apply

Fees

Finance Amount

Maximum Finance to Value (FTV)

Finance Terms

Early Payment Charge

Incentives

Age Restrictions

Rental Top-up Facility

Overpayments

Standard Variable Rate

Follow-on Rental Rate

Tariff of Charges

Affordability

Find out More or Apply

Fees

Finance Amount

Maximum Finance to Value (FTV)

Finance Terms

Early Payment Charge

Incentives

Age Restrictions

Rental Top-up Facility

Overpayments

Standard Variable Rate

Follow-on Rental Rate

Tariff of Charges

Affordability

Find out More or Apply

Fees

Finance Amount

Maximum Finance to Value (FTV)

Finance Terms

Early Payment Charge

Incentives

Age Restrictions

Rental Top-up Facility

Overpayments

Standard Variable Rate

Follow-on Rental Rate

Tariff of Charges

Affordability

Find out More or Apply

Fees

Finance Amount

Maximum Finance to Value (FTV)

Finance Terms

Early Payment Charge

Incentives

Age Restrictions

Rental Top-up Facility

Overpayments

Standard Variable Rate

Follow-on Rental Rate

Tariff of Charges

Affordability

Find out More or Apply

Fees

Finance Amount

Maximum Finance to Value (FTV)

Finance Terms

Early Payment Charge