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Buy-to-Let products - UK residents /entities

Product Name	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Incentives	Application Fee	Early Payment Charge	More Info & Apply
Individual BTL Finance Rates
Product Name Fixed for 2 years (BFU080)	Initial Rental Rate 3.75%	Follow-on Rental Rate Bank of England Base Rate +4.75%	Maximum Finance to Value 80%	Incentives None	Application Fee 1%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £40,000 Maximum finance amount £1m per individual property. For portfolios, the maximum finance amount is £5m. Maximum Finance to Value (FTV) Purchase 80% Refinance 80% Please note the minimum property value required is £50,000 and it must be located in England and Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 85 years Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Bank of England Base Rate The Bank of England Base Rate is currently 0.75%. Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU081)	Initial Rental Rate 4.29%	Follow-on Rental Rate Bank of England Base Rate +4.75%	Maximum Finance to Value 80%	Incentives None	Application Fee 1%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details Finance Amount Minimum finance amount £40,000 Maximum finance amount £1m per individual property. For portfolios, the maximum finance amount is £5m. Maximum Finance to Value (FTV) Purchase 80% Refinance 80% Please note the minimum property value required is £50,000 and it must be located in England and Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 85 years Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Bank of England Base Rate The Bank of England Base Rate is currently 0.75%. Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
BTL Finance Rates - Corporate Structure
Product Name Fixed for 2 years (BFU082)	Initial Rental Rate 3.99%	Follow-on Rental Rate Bank of England Base Rate +4.75%	Maximum Finance to Value 80%	Incentives None	Application Fee 1%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £40,000 Maximum finance amount £1m per individual property. For portfolios, the maximum finance amount is £5m. Maximum Finance to Value (FTV) Purchase 80% Refinance 80% Please note the minimum property value required is £50,000 and it must be located in England and Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 85 years Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Bank of England Base Rate The Bank of England Base Rate is currently 0.75%. Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU083)	Initial Rental Rate 4.49%	Follow-on Rental Rate Bank of England Base Rate +4.75%	Maximum Finance to Value 80%	Incentives None	Application Fee 1%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £40,000 Maximum finance amount £1m per individual property. For portfolios, the maximum finance amount is £5m. Maximum Finance to Value (FTV) Purchase 80% Refinance 80% Please note the minimum property value required is £50,000 and it must be located in England and Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 85 years Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Bank of England Base Rate The Bank of England Base Rate is currently 0.75%. Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
HMO/MUFB BTL Finance Rates
Product Name Fixed for 2 years (BFU084)	Initial Rental Rate 4.49%	Follow-on Rental Rate Bank of England Base Rate +4.75%	Maximum Finance to Value 75%	Incentives None	Application Fee 1%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £40,000 Maximum finance amount £1m per individual property. For portfolios, the maximum finance amount is £5m. Maximum Finance to Value (FTV) Purchase 75% Refinance 75% Please note the minimum property value required is £75,000 and it must be located in England and Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 85 years Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Bank of England Base Rate The Bank of England Base Rate is currently 0.75%. Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFU085)	Initial Rental Rate 4.75%	Follow-on Rental Rate Bank of England Base Rate +4.75%	Maximum Finance to Value 75%	Incentives None	Application Fee 1%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £40,000 Maximum finance amount £1m per individual property. For portfolios, the maximum finance amount is £5m. Maximum Finance to Value (FTV) Purchase 75% Refinance 75% Please note the minimum property value required is £75,000 and it must be located in England and Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 30 years Acquisition & Rent 30 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 85 years Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Bank of England Base Rate The Bank of England Base Rate is currently 0.75%. Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

Buy-to-Let products - UK Expats

Product Name	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Incentives	Application Fee	Early Payment Charge	More Info & Apply
Individual & Corporate Structure BTL Finance Rates
Product Name Fixed for 2 years (BFE086)	Initial Rental Rate 4.29%	Follow-on Rental Rate Bank of England Base Rate +4.75%	Maximum Finance to Value 75%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £1m per individual property. For portfolios, the maximum finance amount is £5m. Maximum Finance to Value (FTV) Purchase 75% Refinance 75% Please note the minimum property value required is £100,000 and it must be located in England and Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 15 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 85 years Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Bank of England Base Rate The Bank of England Base Rate is currently 0.75%. Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE087)	Initial Rental Rate 4.79%	Follow-on Rental Rate Bank of England Base Rate +4.75%	Maximum Finance to Value 75%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £1m per individual property. For portfolios, the maximum finance amount is £5m. Maximum Finance to Value (FTV) Purchase 75% Refinance 75% Please note the minimum property value required is £100,000 and it must be located in England and Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 15 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 85 years Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Bank of England Base Rate The Bank of England Base Rate is currently 0.75%. Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Individual & Corporate Structure HMO/MUFB BTL Finance Rates
Product Name Fixed for 2 years (BFE088)	Initial Rental Rate 4.79%	Follow-on Rental Rate Bank of England Base Rate +4.75%	Maximum Finance to Value 75%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £1m per individual property. For portfolios, the maximum finance amount is £5m. Maximum Finance to Value (FTV) Purchase 75% Refinance 75% Please note the minimum property value required is £100,000 and it must be located in England and Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 15 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 85 years Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Bank of England Base Rate The Bank of England Base Rate is currently 0.75%. Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFE089)	Initial Rental Rate 5.09%	Follow-on Rental Rate Bank of England Base Rate +4.75%	Maximum Finance to Value 75%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £1m per individual property. For portfolios, the maximum finance amount is £5m. Maximum Finance to Value (FTV) Purchase 75% Refinance 75% Please note the minimum property value required is £100,000 and it must be located in England and Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 15 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 85 years Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Bank of England Base Rate The Bank of England Base Rate is currently 0.75%. Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

Buy-to-Let products – International residents /entities

Product Name	Initial Rental Rate	Follow-on Rental Rate	Maximum Finance to Value	Incentives	Application Fee	Early Payment Charge	More Info & Apply
Individual & Corporate Structure BTL Finance Rates
Product Name Fixed for 2 years (BFN090)	Initial Rental Rate 4.54%	Follow-on Rental Rate Bank of England Base Rate +4.75%	Maximum Finance to Value 75%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £1m per individual property. For portfolios, the maximum finance amount is £5m. Maximum Finance to Value (FTV) Purchase 75% Refinance 75% Please note the minimum property value required is £100,000 and it must be located in England and Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 15 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 85 years Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Bank of England Base Rate The Bank of England Base Rate is currently 0.75%. Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN091)	Initial Rental Rate 5.04%	Follow-on Rental Rate Bank of England Base Rate +4.75%	Maximum Finance to Value 75%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £1m per individual property. For portfolios, the maximum finance amount is £5m. Maximum Finance to Value (FTV) Purchase 75% Refinance 75% Please note the minimum property value required is £100,000 and it must be located in England and Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 15 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 85 years Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Bank of England Base Rate The Bank of England Base Rate is currently 0.75%. Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Individual & Corporate Structure HMO/MUFB BTL Finance Rates
Product Name Fixed for 2 years (BFN092)	Initial Rental Rate 5.29%	Follow-on Rental Rate Bank of England Base Rate +4.75%	Maximum Finance to Value 75%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £1m per individual property. For portfolios, the maximum finance amount is £5m. Maximum Finance to Value (FTV) Purchase 75% Refinance 75% Please note the minimum property value required is £100,000 and it must be located in England and Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 15 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 85 years Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Bank of England Base Rate The Bank of England Base Rate is currently 0.75%. Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.
Product Name Fixed for 5 years (BFN093)	Initial Rental Rate 5.59%	Follow-on Rental Rate Bank of England Base Rate +4.75%	Maximum Finance to Value 75%	Incentives None	Application Fee 1.5%	Early Payment Charge None	More Info & Apply More Info & Apply Online
Apply More information you need to know Fees The application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount Minimum finance amount £75,000 Maximum finance amount £1m per individual property. For portfolios, the maximum finance amount is £5m. Maximum Finance to Value (FTV) Purchase 75% Refinance 75% Please note the minimum property value required is £100,000 and it must be located in England and Wales. Finance Terms Minimum term 5 years Maximum terms: Rent Only 15 years Acquisition & Rent 25 years Early Payment Charge None Incentives None Age Restrictions Minimum age 21 years Maximum age at end of finance term 85 years Rental Top-up Facility We offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. Overpayments No overpayments can be made during the fixed term period. Bank of England Base Rate The Bank of England Base Rate is currently 0.75%. Tariff of Charges Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Affordability Why not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or Apply We have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

These products fall outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs.

YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.

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Tariff of Charges – Buy-to-Let Purchase Plan