A Green Home Finance product rewards you for purchasing or refinancing an energy efficient property by offering a reduced rental rate on a 2 year or 5 year fixed rate product.

Your property will need a valid Energy Performance Certificate (EPC) rating of A or B to be eligible to select one of our Green Home Finance products. You can check your property's rating on the EPC Register. These products are available to both new and existing customers, who are UK residents, seeking finance up to £500k.

If you’re buying a new build property and it is still being built, ask your builder for the Energy Performance Certificate or predicted energy assessment.

In addition, we will continue to offset the carbon footprint of your property for however long you remain a customer of the Bank, subject to your property meeting the required EPC rating of any green products being offered.





We have teamed up with Forest Carbon to offset the emissions of your property.

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We have teamed up with Forest Carbon to offset the carbon footprint of the property for the entire fixed term of the product (two or five years) of every Green Home Finance product.

The average UK home produces 2.9 tonnes of carbon each year*. Every time a customer takes out a Green Home Finance product we will offset those carbon emissions from the footprint. Forest Carbon develops and works with a range of carbon emissions reduction projects around the world.

Whilst the carbon market is still young in the UK, and unable to offer offsets in the short term, around the world it is more mature and projects are delivering immediate carbon savings. We are supporting a mix of renewable energy and nature-based projects.

Carbon savings occur through preventing the emissions that arise from burning fossil fuel and clearing rainforests, and through the capture of emissions by the creation of new forests.

This helps our customers to reduce their carbon footprint, and is a way for us to begin to reduce our financed emissions.

For more information, please see Forest Carbon's website.

*The average UK household’s carbon emissions generated by heating and lighting the home are 2.9 tonnes of CO2 per year. Source: Forest Carbon, April 2022

Forest Carbon develops and works with a range of carbon emissions reduction projects:

YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY-TO-LET PURCHASE PLAN.