Home Purchase Plan Products
We have a range of competitive products for both UK residents and UK Expats/International residents, all with no early payment charges. Our products provide a Shariah-compliant alternative to a conventional mortgage and are available to clients who are employed, self-employed or contractors.
Home Purchase Plan products - home purchase & refinance
| Product Name | Initial Rental Rate | Follow-on Rental Rate | Maximum Finance to Value | Min/Max Finance Amount | Product Fee | Early Payment Charge | More Info & Apply | |
|---|---|---|---|---|---|---|---|---|
| Home Purchase Plan (HPP) - UK Residents | ||||||||
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Product Name
Fixed for 2 years
(HFU436)
|
Initial Rental Rate
3.39%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £100k to £500k |
Product Fee £499 |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
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More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV)Home Purchase 65% Refinance 65% Debt consolidation is not allowed Please note the minimum property value required is £154,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment Charge
None Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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Product Name
Fixed for 2 years
(HFU448)
|
Initial Rental Rate
3.19%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £500k to £2.5m |
Product Fee £499 |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £500,000 Maximum Finance to Value (FTV)Home Purchase 65% Refinance 65% Debt consolidation is not allowed Please note the minimum property value required is £770,000 and it must be located in England or Wales Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment ChargeNone Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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Product Name
Fixed for 2 years
(HFU437)
|
Initial Rental Rate
3.59%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £100k to £500k |
Product Fee £499 |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV)Home Purchase 80% Refinance 80% Debt consolidation is not allowed. Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment Charge
None Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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Product Name
Fixed for 2 years
(HFU449)
|
Initial Rental Rate
3.39%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £500k to £2.5m |
Product Fee £499 |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £500,000 Maximum Finance to Value (FTV)Home Purchase 80% Refinance 80% For finance exceeding £1m, max FTV is 75% Debt consolidation is not allowed. Please note the minimum property value required is £625,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment Charge
None Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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|
Product Name
Fixed for 2 years
(HFU432)
|
Initial Rental Rate
4.25%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
90%
|
Min/Max Finance Amount £100k to £500k |
Product Fee £999 |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
Fees
The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV)Home Purchase 90% Refinance 90% Debt consolidation is not allowed. Please note the minimum property value required is £111,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment Charge
None Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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Product Name
Fixed for 2 years
(HFU433)
|
Initial Rental Rate
4.50%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
95%
|
Min/Max Finance Amount £100k to £500k |
Product Fee £999 |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
EligibilityThis product is only available to first-time buyers, and this applies to all applicants. A ‘first-time buyer’ is defined as someone that has never owned or been party to finance on a property in the UK or elsewhere. FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV)Home Purchase up to 95% for houses including new build. Please note that finance for new build flats is only available up to a maximum of 90% FTV. Debt consolidation is not allowed Please note the minimum property value required is £105,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis
|
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Product Name
Fixed for 5 years
(HFU438)
|
Initial Rental Rate
3.79%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £100k to £500k |
Product Fee £499 |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £100,000 Maximum Finance to Value (FTV)Home Purchase 65% Refinance 65% Please note the minimum property value required is £154,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment ChargeNone Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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|
Product Name
Fixed for 5 years
(HFU450)
|
Initial Rental Rate
3.59%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £500k to £2.5m |
Product Fee £499 |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £500,000 Maximum Finance to Value (FTV)Home Purchase 65% Refinance 65% Please note the minimum property value required is £770,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment ChargeNone Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
||||||||
|
Product Name
Fixed for 5 years
(HFU439)
|
Initial Rental Rate
3.79%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £100k to £500k |
Product Fee £499 |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £100,000 Maximum Finance to Value (FTV)Home Purchase 80% Refinance 80% Debt consolidation is not allowed. Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment Charge
None Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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|
Product Name
Fixed for 5 years
(HFU451)
|
Initial Rental Rate
3.59%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £500k to £2.5m |
Product Fee £499 |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £500,000 Maximum Finance to Value (FTV)Home Purchase 80% Refinance 80% For finance exceeding £1m, max FTV is 75% Debt consolidation is not allowed. Please note the minimum property value required is £625,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment Charge
None Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
||||||||
|
Product Name
Fixed for 5 years
(HFU434)
|
Initial Rental Rate
4.50%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
90%
|
Min/Max Finance Amount £100k to £500k |
Product Fee £999 |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
Fees
The product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £100,000 Maximum Finance to Value (FTV)Home Purchase 90% Refinance 90% Debt consolidation is not allowed. Please note the minimum property value required is £111,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment Charge
None Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 18 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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|
Product Name
Fixed for 5 years
(HFU435)
|
Initial Rental Rate
4.75%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
95%
|
Min/Max Finance Amount £100k to £500k |
Product Fee £999 |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
EligibilityThis product is only available to first-time buyers, and this applies to all applicants. A ‘first-time buyer’ is defined as someone that has never owned or been party to finance on a property in the UK or elsewhere. FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £100,000 Maximum Finance to Value (FTV)Home Purchase up to 95% for houses including new build. Please note that finance for new build flats is only available up to a maximum of 90% FTV. Debt consolidation is not allowed Please note the minimum property value required is £105,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis
|
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| Home Purchase Plan (HPP) - UK Expat | ||||||||
|
Product Name
Fixed for 2 years
(HFE440)
|
Initial Rental Rate
3.79%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £100k to £500k |
Product Fee £699 |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £100,000 Maximum Finance to Value (FTV)Home Purchase 65% Refinance 65% Please note the minimum property value required is £154,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment ChargeNone Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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|
Product Name
Fixed for 2 years
(HFE452)
|
Initial Rental Rate
3.59%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £500k to £2.5m |
Product Fee £699 |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £500,000 Maximum Finance to Value (FTV)Home Purchase 65% Refinance 65% Please note the minimum property value required is £770,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment ChargeNone Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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|
Product Name
Fixed for 2 years
(HFE441)
|
Initial Rental Rate
3.99%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £100k to £500k |
Product Fee £699 |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV)Home Purchase 80% Refinance 80% Debt consolidation is not allowed. Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment Charge
None Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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|
Product Name
Fixed for 2 years
(HFE453)
|
Initial Rental Rate
3.79%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £500k to £2.5m |
Product Fee £699 |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £500,000 Maximum finance amount £2.5m Maximum Finance to Value (FTV)Home Purchase 80% Refinance 80% For finance exceeding £1m, max FTV is 75% Debt consolidation is not allowed. Please note the minimum property value required is £625,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment Charge
None Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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|
Product Name
Fixed for 5 years
(HFE442)
|
Initial Rental Rate
3.99%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £100k to £500k |
Product Fee £699 |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV)Home Purchase 65% Refinance 65% Please note the minimum property value required is £154,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment ChargeNone Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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|
Product Name
Fixed for 5 years
(HFE454)
|
Initial Rental Rate
3.79%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £500k to £2.5m |
Product Fee £699 |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £500,000 Maximum finance amount £2.5m Maximum Finance to Value (FTV)Home Purchase 65% Refinance 65% Debt consolidation is not allowed. Please note the minimum property value required is £770,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment ChargeNone Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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Product Name
Fixed for 5 years
(HFE443)
|
Initial Rental Rate
4.19%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £100k to £500k |
Product Fee £699 |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV)Home Purchase 80% Refinance 80% Debt consolidation is not allowed. Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment Charge
None Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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Product Name
Fixed for 5 years
(HFE455)
|
Initial Rental Rate
3.99%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £500k to £2.5m |
Product Fee £699 |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £500,000 Maximum finance amount £2.5m Maximum Finance to Value (FTV)Home Purchase 80% Refinance 80% For finance exceeding £1m, max FTV is 75% Debt consolidation is not allowed. Please note the minimum property value required is £625,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment Charge
None Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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| Home Purchase Plan (HPP) - International Residents | ||||||||
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Product Name
Fixed for 2 years
(HFN444)
|
Initial Rental Rate
3.99%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £100k to £500k |
Product Fee 1% |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV)Home Purchase 65% Refinance 65% Please note the minimum property value required is £154,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment ChargeNone Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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|
Product Name
Fixed for 2 years
(HFN456)
|
Initial Rental Rate
3.79%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £500k to £2.5m |
Product Fee 1% |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £500,000 Maximum finance amount £2.5m Maximum Finance to Value (FTV)Home Purchase 65% Refinance 65% Please note the minimum property value required is £770,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment ChargeNone Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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|
Product Name
Fixed for 2 years
(HFN445)
|
Initial Rental Rate
4.09%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £100k to £500k |
Product Fee 1% |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV)Home Purchase 80% Refinance 80% Debt consolidation is not allowed. Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment Charge
None Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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|
Product Name
Fixed for 2 years
(HFN457)
|
Initial Rental Rate
3.89%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £500k to £2.5m |
Product Fee 1% |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £500,000 Maximum finance amount £2.5m Maximum Finance to Value (FTV)Home Purchase 80% Refinance 80% For finance exceeding £1m, max FTV is 75% Debt consolidation is not allowed. Please note the minimum property value required is £625,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment Charge
None Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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|
Product Name
Fixed for 5 years
(HFN446)
|
Initial Rental Rate
4.09%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £100k to £500k |
Product Fee 1% |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV)Home Purchase 65% Refinance 65% Please note the minimum property value required is £154,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment ChargeNone Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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|
Product Name
Fixed for 5 years
(HFN458)
|
Initial Rental Rate
3.89%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
65%
|
Min/Max Finance Amount £500k to £2.5m |
Product Fee 1% |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £500,000 Maximum finance amount £2.5m Maximum Finance to Value (FTV)Home Purchase 65% Refinance 65% Please note the minimum property value required is £770,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment ChargeNone Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of Charges
Our Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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|
Product Name
Fixed for 5 years
(HFN447)
|
Initial Rental Rate
4.29%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £100k to £500k |
Product Fee 1% |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £100,000 Maximum finance amount £500,000 Maximum Finance to Value (FTV)Home Purchase 80% Refinance 80% Debt consolidation is not allowed. Please note the minimum property value required is £125,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment Charge
None Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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|
Product Name
Fixed for 5 years
(HFN459)
|
Initial Rental Rate
4.09%
|
Follow-on Rental Rate 3.85% (Standard Variable Rate) |
Maximum Finance to Value
80%
|
Min/Max Finance Amount £500k to £2.5m |
Product Fee 1% |
Early Payment Charge None |
Min/Max Finance Amount
More Info & Apply Online
|
|
|
More information you need to know
FeesThe product fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. At the end of the finance plan or on earlier settlement, an Account Settlement Fee is also payable. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £500,000 Maximum finance amount £2.5m Maximum Finance to Value (FTV)Home Purchase 80% Refinance 80% For finance exceeding £1m, max FTV is 75% Debt consolidation is not allowed. Please note the minimum property value required is £625,000 and it must be located in England or Wales. Finance TermsThis product is only available on an Acquisition & Rent basis Early Payment Charge
None Maximum number of applicantsUp to 4 applicants (income considered from two highest earning applicants only) Age RestrictionsMinimum age 21 years Maximum age at end of finance term 75 years or retirement age if earlier OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur SVR (Standard Variable Rate) is currently 3.85% Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button. YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN. |
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YOUR HOME MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR HOME PURCHASE PLAN.