Buy-to-Let Products for New Customers
We have a range of competitive products for both UK residents and UK Expats/International residents, all with no early repayment charges. We offer a range of financing options, from simple single residential investment finance, to more complex structures including property portfolios. We provide finance to individuals, sole proprietors/partnerships, limited companies and on and off-shore SPV structures. We do not require Assets Under Management
Buy-to-Let products - UK residents /entities
| Product Name | Initial Rental Rate | Follow-on Rental Rate | Maximum Finance to Value |
Incentives | Application Fee | Early Payment Charge | More Info & Apply |
|---|---|---|---|---|---|---|---|
| Individual BTL Finance Rates | |||||||
Product Name
Fixed for 2 years
(BFU160)
|
Initial Rental Rate 3.19% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 65% |
Incentives None |
Application Fee 1% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £40,000 Maximum finance amount £5m (£650,000 in Wales) Maximum Finance to Value (FTV)Purchase 65% Refinance 65% Please note the minimum property value required is £50,000 and it must be located in England and Wales. Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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Product Name
Fixed for 2 years
(BFU166)
|
Initial Rental Rate 3.35% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 75% |
Incentives None |
Application Fee 1% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £40,000 Maximum finance amount £5m (£750,000 in Wales) Maximum Finance to Value (FTV)Purchase 75% Refinance 75% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £50,000 and it must be located in England and Wales. Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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Product Name
Fixed for 5 years
(BFU161)
|
Initial Rental Rate 3.65% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 65% |
Incentives None |
Application Fee 1% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £40,000 Maximum finance amount £5m (£650,000 in Wales) Maximum Finance to Value (FTV)Purchase 65% Refinance 65% Please note the minimum property value required is £50,000 and it must be located in England and Wales. Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
|||||||
Product Name
Fixed for 5 years
(BFU167)
|
Initial Rental Rate 3.85% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 75% |
Incentives None |
Application Fee 1% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £40,000 Maximum finance amount £5m (£750,000 in Wales) Maximum Finance to Value (FTV)Purchase 75% Refinance 75% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £50,000 and it must be located in England and Wales. Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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| BTL Finance Rates - Corporate Structure | |||||||
Product Name
Fixed for 2 years
(BFU162)
|
Initial Rental Rate 3.45% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 65% |
Incentives None |
Application Fee 1% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £40,000 Maximum finance amount £5m (£650,000 in Wales) Maximum Finance to Value (FTV)Purchase 65% Refinance 65% Please note the minimum property value required is £50,000 and it must be located in England and Wales. Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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Product Name
Fixed for 2 years
(BFU168)
|
Initial Rental Rate 3.55% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 75% |
Incentives None |
Application Fee 1% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £40,000 Maximum finance amount £5m (£750,000 in Wales) Maximum Finance to Value (FTV)Purchase 75% Refinance 75% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £50,000 and it must be located in England and Wales. Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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Product Name
Fixed for 5 years
(BFU163)
|
Initial Rental Rate 3.90% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 65% |
Incentives None |
Application Fee 1% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount
Minimum finance amount £40,000 Maximum Finance to Value (FTV)Purchase 65% Refinance 65% Please note the minimum property value required is £50,000 and it must be located in England and Wales. Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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Product Name
Fixed for 5 years
(BFU169)
|
Initial Rental Rate 4.10% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 75% |
Incentives None |
Application Fee 1% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance Amount
Minimum finance amount £40,000 Maximum Finance to Value (FTV)Purchase 75% Refinance 75% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £50,000 and it must be located in England and Wales. Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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| HMO/MUFB BTL Finance Rates | |||||||
Product Name
Fixed for 2 years
(BFU164)
|
Initial Rental Rate 3.95% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 65% |
Incentives None |
Application Fee 1% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £40,000 Maximum finance amount £5m (currently not available in Wales) Maximum Finance to Value (FTV)
Purchase 65% Refinance 65% Please note the minimum property value required is £55,000 and it must be located in England. (currently not available in Wales) Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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Product Name
Fixed for 2 years
(BFU170)
|
Initial Rental Rate 4.15% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 70% |
Incentives None |
Application Fee 1% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £40,000 Maximum finance amount £5m (currently not available in Wales) Maximum Finance to Value (FTV)
Purchase 70% Refinance 70% Please note the minimum property value required is £55,000 and it must be located in England. (currently not available in Wales) Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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Product Name
Fixed for 5 years
(BFU165)
|
Initial Rental Rate 4.25% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 65% |
Incentives None |
Application Fee 1% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £40,000 Maximum finance amount £5m (currently not available in Wales) Maximum Finance to Value (FTV)Purchase 65% Refinance 65% Please note the minimum property value required is £55,000 and it must be located in England. (currently not available in Wales) Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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Product Name
Fixed for 5 years
(BFU171)
|
Initial Rental Rate 4.45% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 70% |
Incentives None |
Application Fee 1% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £40,000 Maximum finance amount £5m (currently not available in Wales) Maximum Finance to Value (FTV)Purchase 70% Refinance 70% Please note the minimum property value required is £55,000 and it must be located in England. (currently not available in Wales) Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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Buy-to-Let products - UK Expats
| Product Name | Initial Rental Rate | Follow-on Rental Rate | Maximum Finance to Value |
Incentives | Application Fee | Early Payment Charge | More Info & Apply |
|---|---|---|---|---|---|---|---|
| Individual & Corporate Structure BTL Finance Rates | |||||||
Product Name
Fixed for 2 years
(BFE172)
|
Initial Rental Rate 3.75% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 65% |
Incentives None |
Application Fee 1.5% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £60,000 Maximum Finance to Value (FTV)Purchase 65% Refinance 65% Please note the minimum property value required is £75,000 and it must be located in England and Wales. Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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Product Name
Fixed for 2 years
(BFE176)
|
Initial Rental Rate 3.89% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 75% |
Incentives None |
Application Fee 1.5% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £60,000 Maximum Finance to Value (FTV)Purchase 75% Refinance 75% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £75,000 and it must be located in England and Wales. Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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Product Name
Fixed for 5 years
(BFE173)
|
Initial Rental Rate 3.99% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 65% |
Incentives None |
Application Fee 1.5% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £60,000 Maximum finance amount £5m (£650,000 in Wales) Maximum Finance to Value (FTV)Purchase 65% Refinance 65% Please note the minimum property value required is £75,000 and it must be located in England and Wales. Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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Product Name
Fixed for 5 years
(BFE177)
|
Initial Rental Rate 4.19% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 75% |
Incentives None |
Application Fee 1.5% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £60,000 Maximum finance amount £5m (£750,000 in Wales) Maximum Finance to Value (FTV)Purchase 75% Refinance 75% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £75,000 and it must be located in England and Wales. Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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| Individual & Corporate Structure HMO/MUFB BTL Finance Rates | |||||||
Product Name
Fixed for 2 years
(BFE174)
|
Initial Rental Rate 4.15% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 65% |
Incentives None |
Application Fee 1.5% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 Maximum finance amount £5m (currently not available in Wales) Maximum Finance to Value (FTV)
Purchase 65% Refinance 65% Please note the minimum property value required is £100,000 and it must be located in England. (currently not available in Wales) Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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Product Name
Fixed for 2 years
(BFE178)
|
Initial Rental Rate 4.35% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 70% |
Incentives None |
Application Fee 1.5% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 Maximum finance amount £5m (currently not available in Wales) Maximum Finance to Value (FTV)
Purchase 70% Refinance 70% Please note the minimum property value required is £100,000 and it must be located in England. (currently not available in Wales) Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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Product Name
Fixed for 5 years
(BFE175)
|
Initial Rental Rate 4.45% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 65% |
Incentives None |
Application Fee 1.5% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 Maximum finance amount £5m (currently not available in Wales) Maximum Finance to Value (FTV)Purchase 65% Refinance 65% Please note the minimum property value required is £100,000 and it must be located in England. (currently not available in Wales) Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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Product Name
Fixed for 5 years
(BFE179)
|
Initial Rental Rate 4.65% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 70% |
Incentives None |
Application Fee 1.5% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 Maximum finance amount £5m (currently not available in Wales) Maximum Finance to Value (FTV)Purchase 70% Refinance 70% Please note the minimum property value required is £100,000 and it must be located in England. (currently not available in Wales) Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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Buy-to-Let products – International residents /entities
| Product Name | Initial Rental Rate | Follow-on Rental Rate | Maximum Finance to Value |
Incentives | Application Fee | Early Payment Charge | More Info & Apply |
|---|---|---|---|---|---|---|---|
| Individual & Corporate Structure BTL Finance Rates | |||||||
Product Name
Fixed for 2 years
(BFN180)
|
Initial Rental Rate 3.90% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 65% |
Incentives None |
Application Fee 1.5% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £60,000 Maximum finance amount £5m (£650,000 in Wales) Maximum Finance to Value (FTV)Purchase 65% Refinance 65% Please note the minimum property value required is £75,000 and it must be located in England and Wales. Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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Product Name
Fixed for 2 years
(BFN184)
|
Initial Rental Rate 4.10% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 75% |
Incentives None |
Application Fee 1.5% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £60,000 Maximum finance amount £5m (£750,000 in Wales) Maximum Finance to Value (FTV)Purchase 75% Refinance 75% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £75,000 and it must be located in England and Wales. Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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Product Name
Fixed for 5 years
(BFN181)
|
Initial Rental Rate 3.99% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 65% |
Incentives None |
Application Fee 1.5% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £60,000 Maximum finance amount £5m (£650,000 in Wales) Maximum Finance to Value (FTV)Purchase 65% Refinance 65% Please note the minimum property value required is £75,000 and it must be located in England and Wales. Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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Product Name
Fixed for 5 years
(BFN185)
|
Initial Rental Rate 4.19% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 75% |
Incentives None |
Application Fee 1.5% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £60,000 Maximum finance amount £5m (£750,000 in Wales) Maximum Finance to Value (FTV)Purchase 75% Refinance 75% For finance exceeding £1m, max FTV is 70% Please note the minimum property value required is £75,000 and it must be located in England and Wales. Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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| Individual & Corporate Structure HMO/MUFB BTL Finance Rates | |||||||
Product Name
Fixed for 2 years
(BFN182)
|
Initial Rental Rate 4.69% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 65% |
Incentives None |
Application Fee 1.5% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 Maximum finance amount £5m (currently not available in Wales) Maximum Finance to Value (FTV)Purchase 65% Refinance 65% Please note the minimum property value required is £100,000 and it must be located in England. (currently not available in Wales) Finance Terms
Minimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
|||||||
Product Name
Fixed for 2 years
(BFN186)
|
Initial Rental Rate 4.89% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 70% |
Incentives None |
Application Fee 1.5% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 Maximum finance amount £5m (currently not available in Wales) Maximum Finance to Value (FTV)Purchase 70% Refinance 70% Please note the minimum property value required is £100,000 and it must be located in England. (currently not available in Wales) Finance Terms
Minimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
|||||||
Product Name
Fixed for 5 years
(BFN183)
|
Initial Rental Rate 4.99% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 65% |
Incentives None |
Application Fee 1.5% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
|
|
More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 Maximum finance amount £5m (currently not available in Wales) Maximum Finance to Value (FTV)Purchase 65% Refinance 65% Please note the minimum property value required is £100,000 and it must be located in England. (currently not available in Wales) Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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Product Name
Fixed for 5 years
(BFN187)
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Initial Rental Rate 5.19% |
Follow-on Rental Rate Standard Variable Rate (SVR) +1% |
Maximum Finance to Value 70% |
Incentives None |
Application Fee 1.5% (Min £999) |
Early Payment Charge None |
More Info & Apply
More Info & Apply Online
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More information you need to know
FeesThe application fee is payable on completion and deducted from the finance amount. Valuation Fees and Legal Fees will also apply. An Account Settlement Fee is also payable at the end of the finance plan or on earlier settlement. Fees and charges cannot be added to the finance amount. Please see our Tariff of Charges for more details. Finance AmountMinimum finance amount £75,000 Maximum finance amount £5m (currently not available in Wales) Maximum Finance to Value (FTV)Purchase 70% Refinance 70% Please note the minimum property value required is £100,000 and it must be located in England. (currently not available in Wales) Finance TermsMinimum term 5 years Maximum terms:
Early Payment ChargeNone IncentivesNone Age RestrictionsMinimum age 21 years Maximum age at end of finance term 99 years (for cases where there is reliance on income to support the affordability, the maximum age is 85) Rental Top-up FacilityWe offer a 'Rental Top-up' facility. This is where your personal income may also be taken into consideration when assessing affordability for Buy-to-Let finance. Please contact us for more information. OverpaymentsNo overpayments can be made during the fixed term period. Standard Variable RateOur Standard Variable Rate (SVR) is currently 3.85%. Follow-on Rental RateThis Buy-to-Let product has an additional margin that charges 1% over our Standard Variable Rate (SVR). Tariff of ChargesOur Tariff of Charges gives details of the charges payable in connection with finance applications and additional administration charges following completion. AffordabilityWhy not try our Buy-to-Let Affordability calculator or contact us for more information. Find out More or ApplyWe have an experienced team on hand to help you every step of the way. To find out more information or apply, simply click the ‘Apply’ button above. This product falls outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs. YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN. |
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These products fall outside the scope of regulation by the Financial Conduct Authority. Property values might increase or decrease and might not provide adequate income to cover your finance payments and associated costs.
YOUR RENTAL PROPERTY MAY BE AT RISK IF YOU DO NOT KEEP UP THE PAYMENTS ON YOUR BUY TO LET PURCHASE PLAN.