THIS SECTION IS FOR PROFESSIONAL INTERMEDIARY USE ONLY
Criteria guides
Please find our finance criteria available to download as a PDF below
BTL Product Criteria for UK Residents
BTL Product Criteria for UK Expats/International Residents
Home Purchase Plan Criteria - up to 80%
Home Purchase Plan Criteria - above 80%
Acceptable Countries & Income currency Checker
We accept income in a wide range of currencies from over 195 countries and consider applications from customers residing in these locations.
We can assess income from more than 70 countries at 100%. For others, we may apply a 10% or 30% adjustment depending on the currency. Please note this only applies to Home finance applications.
For full details on accepted currencies, any adjustments, and eligible countries, use our dynamic checker below.
What would you like to check?
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Check if we can offer you Home finance
Our international home finance products are available in a number of countries.
Where do you currently reside? *
You may be able to apply for a UK home finance product if you:
are buying a property in England or Wales are 21 or over live in the country you selected
We’re sorry, we can’t offer home finance to customers living in this country right now.
You may be able to apply for a UK home finance product if you:
are buying a property in England or Wales are 21 or over live in the country you selected Meet some additional requirements
This information is subject to change.
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Check how your income currency could change your affordability
Exchange rate movements may affect how we assess your income.
Select the country your income is paid from to view any affordability adjustment that may be applied.
Where do you recieve your income from? *
To account for exchange rate fluctuations, we'll reduce your income by
We’re sorry, we can’t offer home finance to customers whose income is paid from this country right now.
No adjustment is required – we can consider 100% of eligible income for affordability.
This information is subject to change.
