We exist to help more people realise their dreams and aspirations in a different way. One that's transparent, fair and socially responsible. When you choose Gatehouse Bank, you can be confident that we support your values as well as your financial goals.
For savvy savers looking for a better return, aspiring homeowners prepared to think differently and businesses driving for growth, we offer a genuine alternative to conventional banks.
A different way to save
Your account has an expected profit rate or EPR, rather than an interest rate. We invest your money into Shariah-compliant investments and you receive the profits as returns on your account. We’ve always delivered the expected profit rate for our savers. If ever we don’t and you decide to take your savings elsewhere, the process is straightforward.
A different way to finance property
You buy the property jointly with the Bank - your deposit is your stake, and we fund the rest as our contribution to the purchase. The Bank is the registered owner of the property but holds the property for itself and you as the beneficial owners. Rather than the payment of interest, you lease the part of the property owned by the Bank, and pay a monthly rental payment over the agreed finance term. Your monthly payments can cover both rent and payments for acquisition of the Bank’s share, so each payment increases your percentage stake. Once all the payments are made, you’ve bought us out, and full ownership of the property transfers to you.
Our Advisory Services
Real Estate Investment Advisory
Our Real Estate team sources, manages and advises on investments across the entire spectrum of the UK commercial property market. This includes the office, industrial, retail and student accommodation sectors. Using our long-established and extensive network, we deliver both on and off-market opportunities.
PRS/Build to Rent
Gatehouse successfully completed its initial £100m Private Rented Sector (PRS) scheme between November 2014 and February 2017 in partnership with Sigma Capital. This created a portfolio of 918 new rental homes, which are let, across 15 sites in Greater Manchester and Merseyside.
We're from a broad range of backgrounds and perspectives, bringing a real wealth of knowledge to the table. We strive to deliver the very best products and experience for our customers because our expertise underpins everything we do.
"We're a group of passionate people, sharing and combining our banking experience so we can do the best work in the best way. Curious, perceptive and inventive - we're not afraid to challenge the norm and do things differently."
– Charles Haresnape, Chief Executive Officer
About Gatehouse Bank
We’ve been around since 2007, with teams based in London, Milton Keynes and Wilmslow. We’re the fastest growing bank of our kind in the UK, and are a subsidiary of Gatehouse Financial Group Limited.
We’re authorised by the Prudential Regulation Authority (PRA) and regulated by the PRA and the Financial Conduct Authority (FCA).