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Terms & Conditions

These Site terms and conditions (as amended varied, or supplemented from time to time, the “Terms and Conditions”) govern the use of this Site by a user of this Site (hereinafter referred to as “you” or “your”) and constitute a legally binding agreement between you and Gatehouse Bank plc (“Gatehouse Bank”). You acknowledge that by accessing and using this Site you unconditionally accept all provisions of these Terms and Conditions and the disclaimers and limitations of liability contained herein. If you do not accept any part of these Terms and Conditions and Gatehouse Bank’s Website privacy policy (which should be read in conjunction with, and which is governed by, these Terms and Conditions) you are not permitted to use this Site. You represent, warrant and undertake not to use this Site for any purpose that is unlawful under any applicable law or prohibited by these Terms and Conditions.    You agree not to take any action, alone, or with others that would interfere with the operation of this Site, to alter this Site in any way, or to impede others’ access to and freedom to enjoy and use this Site.

 

PRODUCTS AND SERVICES

This Site does not constitute an offer or solicitation on the part of Gatehouse Bank to provide any products or services described herein to any person to whom it is unlawful to make such offer or solicitation or where the relevant laws or regulations do not permit the purchase of, subscription for or otherwise use of such products or services. If in doubt, you should check with your local regulators or relevant authorities and/or professional advisors before using any such products or services.  

Nothing on this Site constitutes or forms part of any offer for sale or subscription of, or any invitation to offer to but or subscribe for, any securities or other financial instruments, nor should it or any part of it form the basis of, or be relied upon in any connection with any contract or commitment whatsoever.

Nothing in this Site constitutes professional and/or financial advice nor does any information or materials on this Site constitute a comprehensive or complete statement regarding Gatehouse Bank’s products and services. Any such products or services are, in any event, subject to the individual terms and conditions on which they are offered. Furthermore, any products and services may be withdrawn or amended at any time without notice. Fees, commissions or other charges may apply to certain products or services which can be provided on a case-by-case basis.

MATERIALS AND INFORMATION

 Materials and information contained in this Site should not be regarded as an offer or solicitation to buy or sell any products or services in any country to any person to whom it is unlawful to make such an offer or solicitation. For materials or information relating to any external third parties or their products or services, it is re-transmitted by Gatehouse Bank in the ordinary course of business to you for information and reference only. Gatehouse Bank, its officers, employees, consultants, advisers and agents do not devise, select, add to, modify or otherwise exercise control over the contents of this Site, and do not accept any responsibility whatsoever for it nor shall they be regarded as having endorsed such materials or information or any part thereof.

Materials, information, marks and logos contained in or displayed on this Site are protected by intellectual property rights under applicable laws. No part of these material, information, marks and logos may be modified, reproduced, stored in a retrieval system, transmitted, copied, distributed or used in any other way for any commercial or public purposes without the written permission of Gatehouse Bank or  any other party owning these materials, information, marks and logos.

All electronic communications with Gatehouse Bank may be monitored in the UK in accordance with the UK Regulation of Investigatory Powers Act, Lawful Business Practice Regulations 2000.

DISCLAIMER

WHILST EVERY CARE HAS BEEN TAKEN IN PREPARING THE MATERIALS AND INFORMATION CONTAINED IN THIS SITE, SUCH MATERIALS AND INFORMATION ARE PROVIDED ON AN "AS IS" BASIS AND NO REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS OR IMPLIED (WHETHER BY STATUTE OR OTHERWISE) REGARDING THE NON-INFRINGEMENT, SECURITY, ACCURACY, RELIABILITY, FITNESS FOR  PURPOSE OR FREEDOM FROM COMPUTER VIRUSES IS GIVEN IN CONNECTION WITH SUCH MATERIALS AND INFORMATION.

THE MATERIALS AND INFORMATION CONTAINED IN THIS SITE ARE PROVIDED FOR GENERAL INFORMATION ONLY AND SHOULD NOT BE USED AS A BASIS FOR MAKING DECISIONS. ANY ADVICE OR INFORMATION RECEIVED VIA THIS SITE SHOULD NOT BE RELIED UPON WITHOUT CONSULTING PRIMARY OR MORE ACCURATE OR  UP-TO-DATE SOURCES OF INFORMATION OR SEEKING SPECIFIC PROFESSIONAL ADVICE. YOU ARE RECOMMENDED TO OBTAIN SUCH PROFESSIONAL ADVICE WHERE APPROPRIATE. 

GEOGRAPHIC, POLITICAL, ECONOMIC, STATISTICAL, FINANCIAL AND EXCHANGE RATE DATA ARE PRESENTED IN CERTAIN CASES IN APPROXIMATE OR SUMMARY OR SIMPLIFIED FORM AND MAY CHANGE OVER TIME. RELIANCE HAS BEEN PLACED BY THE EDITORS ON CERTAIN STATISTICAL DATA OBTAINED EXTERNALLY WHICH, THOUGH BELIEVED TO BE CORRECT, MAY NOT IN FACT BE ACCURATE. GATEHOUSE BANK ACCEPTS NO LIABILITY FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY (INCLUDING SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL LOSS OR DAMAGE) FROM ANY ACTION TAKEN, OR NOT TAKEN, BY OR FOR YOU OR OTHERWISE, IN RELIANCE ON MATERIALS OR INFORMATION CONTAINED IN THIS SITE. IN PARTICULAR, NO WARRANTY IS GIVEN THAT ANY MATERIALS, INFORMATION OR DATA CONTAINED IN THIS SITE ARE ACCURATE, RELIABLE OR UP-TO-DATE AND GATEHOUSE BANK EXPRESSLY DISCLAIMS ANY OBLIGATION TO KEEP THE INFORMATION AND MATERIALS ON THIS SITE UP-TO-DATE.

GATEHOUSE BANK ACCEPTS NO LIABILITY AND WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY (INCLUDING SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL LOSS OR DAMAGE) FROM YOUR USE OF THIS SITE, HOWSOEVER ARISING, INCLUDING ANY LOSS, DAMAGE OR EXPENSE ARISING FROM, BUT NOT LIMITED TO, ANY DEFECT, ERROR, IMPERFECTION, FAULT, MISTAKE OR INACCURACY WITH THIS SITE, ITS CONTENTS OR ASSOCIATED SERVICES, OR DUE TO ANY UNAVAILABILITY OF THIS SITE OR ANY PART THEREOF OR ANY CONTENTS OR ASSOCIATED SERVICES.

PLEASE NOTE THAT ANY SOFTWARE DOWNLOADED BY YOU FROM THIS SITE IS AT YOUR OWN RISK AND GATEHOUSE BANK NEITHER ASSUMES NOR ACCEPTS LIABILITY FOR ANY DIRECT OR INDIRECT LOSS OR DAMAGE (INCLUDING SPECIAL, INCIDENTAL OR CONSEQUENTIAL LOSS OR DAMAGE), HOWSOEVER CAUSED, AS A RESULT OF ANY COMPUTER VIRUSES, TROJAN HORSES, WORMS, SOFTWARE BOMBS OR SIMILAR ITEMS OR PROCESSES ARISING FROM YOUR USE OF THIS SITE.

ANY HYPERTEXT LINK FROM THIS SITE EXISTS FOR INFORMATION PURPOSES AND ARE FOR YOUR CONVENIENCE ONLY AND GATEHOUSE BANK ACCEPTS NO LIABILITY FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY (INCLUDING SPECIAL, INDIRECT, INCIDENTIAL OR CONSEQUENTIAL LOSS OR DAMAGE) FROM THE ACCURACY OR OTHERWISE OF MATERIALS OR INFORMATION CONTAINED ON THE PAGES OF SUCH SITES OR FOR ANY LOSS ARISING DIRECTLY OR INDIRECTLY (INCLUDING SPECIAL, INDIRECT, INCIDENTIAL OR CONSEQUENTIAL LOSS OR DAMAGE)  FROM DEFECTS WITH SUCH SITES LINKED. GATEHOUSE BANK'S INCLUSION OF HYPERLINKS DOES NOT IMPLY ANY ENDORSEMENT OF THE MATERIALS ON SUCH SITES LINKED.

GATEHOUSE BANK DOES NOT GUARANTEE THAT ANY E-MAILS FROM THIS SITE WILL BE SENT TO YOU OR RECEIVED BY GATEHOUSE BANK NOR DOES GATEHOUSE BANK WARRANT THE PRIVACY AND/OR SECURITY OF E-MAILS DURING INTERNET TRANSMISSION WHICH IS OUTSIDE THE BANK'S REASONABLE CONTROL. GATEHOUSE BANK ACCEPTS NO LIABILITY FOR ANY LOSS OR DAMAGE ARISING DIRECTLY OR INDIRECTLY (INCLUDING SPECIAL, INDIRECT, INCIDENTAL OR CONSEQUENTIAL LOSS OR DAMAGE) FROM FAILURE OF ANY INTERNET TRANSMISSION (INCLUDING E-MAILS CORRESPONDENCE) FROM THIS SITE OR OTHERWISE.

NONE OF THE ABOVE SHALL BE TAKEN TO EXCLUDE LIABILITY FOR FRAUD OR FOR NEGLIGENCE CAUSING DEATH OR PERSONAL INJURY.

CHANGES TO SITE

Gatehouse Bank reserves the right to, without notice, change or remove (temporarily or permanently) this Site or any part of it, and/or change these Terms and Conditions at any time, without any obligation or liability whatsoever towards any person in respect thereof.  

You agree to monitor these Terms and Conditions, and to cease all access or use of this Site if you no longer agree to abide by these Terms and Conditions. Your continued use of this Site shall constitute acceptance of such modification. 

ACCESS

Access to this Site is not guaranteed and may from time to time be unavailable, delayed, limited or slow due to any technical reasons and Gatehouse Bank will not be liable in any way for such delay or disruption in the operation of this Site or any part of it or for any failure of any connection or communication related thereto or the non-availability of any information therein. 

DISCLOSURE OF INTEREST

Gatehouse Bank and its affiliates and/or their officers, directors and employees may have positions in any securities mentioned on this Site (or in any related investment) and may from time to time add to or dispose of any such securities (or investment). Gatehouse Bank and its affiliates may act as market maker [or have assumed an underwriting commitment] in the securities referred to on this Site (or in related investments), may sell them to or buy them from customers on a principal basis and may also perform or seek to perform investment banking or underwriting services for or relating to issuers of such securities. Nothing herein excludes or restricts any duty or liability to a customer which Gatehouse Bank has under the Financial Services & Markets Act 2000 or under the Rules of UK FSA.

INDEMNITY

By using this Site, you agree to indemnify and hold Gatehouse Bank and its affiliates, directors, officers, employees, consultants, advisers and agents (“Indemnified Persons”) harmless from and against any liabilities, legal fees, damages, losses, costs and other expenses in relation to any claims or actions brought against any of the Indemnified Parties arising as a result of your access to or use of this Site otherwise than in strict compliance with these Terms and Conditions, any applicable laws or regulations, or any third party’s rights, including, but not limited to, copyright or any proprietary rights of any third party in respect of any content on this Site.

SEVERANCE

If any provision of these Terms and Conditions is determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction, such provisions(s) shall be severed and the remaining provisions hereof shall survive and remain in full force and effect and continue to be binding and enforceable. 

GOVERNING LAW

These Terms and Conditions and any non-contractual obligations arising under or connection with them shall be governed by, and construed in accordance with English law and each user hereby submits to the exclusive jurisdiction of the English courts.

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