Credit Risk
Credit Risk
The Credit Risk function encompasses both strategies and operational areas of focus.
It works closely with the Bank’s executive in defining the risk appetite, researching target markets and clients, assessing the credit dimension of products and has overall responsibility for the following:
- portfolio credit quality;
- monitoring and control;
- operational matters (in the sense that credit risk will work closely with client and front office relationship and sales teams); and
- the handling of the overall risk assessment for transactions and, the approval or otherwise, of the writing and marking of credit exposure.